KfW ERPDE

KfW Start-up Loan (ERP Start-up Loan)

Organized by KfW Bankengruppe

Germany's state-owned development bank offers subsidized loans to founders and young companies (up to 5 years after founding). Instead of applying to KfW directly, founders apply through their regular commercial bank.

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Financial Aid & Loans

KfW ERP · KfW Bankengruppe

loan Funding

Launch Year

1948

Reach

Varies

Funding

loan

Status

active

Financial Benefits

Loan: Up to €500,000 (Start-up Loan - Startgeld)
Subsidy: Favorable fixed interest rates and up to 80% liability exemption for the on-lending bank
Grace periods (no principal repayment) for up to 2 years
Can be used for investments and working capital

Data last verified: 2024-01-15