Finance & Reconciliation Analyst / Safeguarding

About PleoMessy spend management is tricky business. And tedious processes are a lose-lose situation for all involved, not just finance. At Pleo, we're changing that. We build spend solutions that make managing money seamless, empowering, and surprisingly effective for finance teams and employees alike - with a vision to help all businesses ‘go beyond’.The word ‘Pleo’ actually means ‘more than you’d expect’, and living by that mantra has been the secret to our success over the last 10 years.Now, we’re at a pivotal moment in our journey; every move we make has a direct impact on our 40,000+ customers, our business, and our collective success. We need people who take pride in uncovering customer needs, who turn complex problems into simple solutions, challenge the way things are done (respectfully), and always aim high. With great ambitions driving us forward, we can’t say we’ve got this whole thing figured out. And frankly, that’s half the fun! What we can say is that we’re a driven, progressive, and, importantly, a kind bunch of 850+ people from over 100 nationalities, all committed to delivering the future of business spending, together.About the roleWe're looking for a Finance & Reconciliations Analyst to join our Safeguarding function at Pleo.In this role, you'll be at the heart of how we meet our safeguarding obligations under FCA rules. You'll perform daily and periodic reconciliations across customer funds, balances and transactions, contribute to process improvement initiatives, and support our external audit activity. You'll also help produce the management information that feeds into our governance oversight. If you're genuinely curious about payments and financial infrastructure, good with data, and keen to learn and improve as you go, then this could be the perfect opportunity for you!Who you'll be working with and reporting toYou'll report to our Head of Safeguarding and work closely with teams across Finance Operations, Compliance, and Product.Our Finance function is dedicated to maintaining the highest standards of safeguarding and financial control. You'll also have the opportunity to partner with colleagues across our operations, audit, and leadership teams to help drive strong governance and regulatory compliance.What you'll be doingAs a Finance & Reconciliations Analyst in Safeguarding, you will:Perform and support the review of daily and periodic safeguarding reconciliations across customer funds, balances and transactionsMonitor reconciliation outputs and carry out post-review checks and manual follow-up activityInvestigate breaks and exceptions, escalating where needed and tracking issues through to resolutionMaintain accurate records, supporting documentation and clear audit trailsHelp collate and prepare management information on reconciliations and exceptions for governance forums including the Safeguarding CommitteeWork with data in spreadsheets and internal systems to extract, check and present information clearlySpot patterns in exceptions or recurring issues and flag them to the teamContribute to reconciliations-related projects, including system changes, tooling improvements and process redesignFlag inefficiencies or recurring control weaknesses and bring forward practical ideas to address themSupport the development and automation of reporting processes over timeHelp prepare and organise documentation, evidence packs and reconciliation outputs for external auditRespond to auditor queries and requests in a timely and accurate mannerWhat you bringYou'll thrive in this role if you have:2+ years of experience in a reconciliations, payments, finance operations or similar roleComfort working with data and spreadsheets (Google Sheets or Excel) and a keen interest to develop furtherA methodical and accurate approach —