Financial Intelligence
Go beyond CTC. Calculate your real take-home pay, compare offers with cost of living, plan taxes, and project career wealth.
“Is ₹15L in Bengaluru better than ₹12L in Chennai?”
Career Machine calculates real disposable income after tax, rent, food, and commute — so you make decisions based on what you actually keep.
CTC Analyzer
Break down any CTC into Basic, HRA, PF, Gratuity, Variable, and Special Allowance.
Take-Home Calculator
Calculate exact monthly in-hand salary after tax, PF, professional tax, and deductions.
Tax Intelligence
Compare New vs Old regime, Section 87A rebate, surcharge, cess, and 80C deductions.
Real Salary & Purchasing Power
₹15L in Bengaluru vs ₹12L in Chennai — which actually leaves more in your pocket?
Cost of Living
Compare rent, food, transport, and utilities across 20+ Indian and global cities.
Compare Job Offers
Paste two offers side-by-side. See real disposable income, not just CTC.
Food Intelligence
Monthly grocery and eating-out costs by city and household type.
Housing Intelligence
1BHK/2BHK/3BHK/PG rent, deposit, and maintenance by neighborhood.
Commute Intelligence
Monthly travel cost and time by mode — metro, bus, cab, bike, car.
Benefits & ESOP Decoder
Decode total compensation: insurance, PF, NPS, ESOP vesting, RSU value.
Career Earnings Projection
Project your lifetime earnings, savings, and net worth over 20 years.
Savings & Financial Planning
Monthly budget breakdown, emergency fund timeline, and savings goals.
Relocation Intelligence
Should you move for a job? Calculate real financial impact of relocation.
Remote vs Office
Is a ₹10L remote job worth more than ₹12L office? Factor in commute, rent, food.
Education ROI
Is this degree worth the cost? Calculate payback period and lifetime value.
All calculators are 100% free. No sign-up required for basic estimates.
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