Real Salary & Offer Comparison

Compare two job offers with real cost of living. See which one actually leaves more money in your pocket.

Offer A

Higher Real Value

CTC (₹ Lakhs)

₹15L

City

Offer B

CTC (₹ Lakhs)

₹12L

City

Side-by-Side Breakdown

Component	Offer A (Bengaluru)	Offer B (Chennai)
Annual CTC	₹15,00,000	₹12,00,000
Estimated Tax (New Regime)	-₹1,30,000	-₹11,500
Employee PF	-₹81,000	-₹64,800
Annual Take-Home	₹11,73,133	₹10,30,526
Rent (Bengaluru vs Chennai)	-₹2,64,000	-₹1,80,000
Food & Groceries	-₹96,000	-₹78,000
Transport	-₹48,000	-₹30,000
Utilities	-₹36,000	-₹24,000
Annual Disposable Income	₹7,29,133	₹7,18,526
Monthly Disposable	₹60,761	₹59,877

Career Machine Verdict

Offer A pays ₹3.0L more in CTC, but after accounting for taxes, rent, food, and transport in Bengaluru vs Chennai, Offer A leaves approximately ₹10,607 more disposable income per year. That is the real financial value of the offer.